{"id":243,"date":"2017-02-20T14:50:37","date_gmt":"2017-02-20T14:50:37","guid":{"rendered":"https:\/\/www.connectum.no\/?p=243"},"modified":"2017-08-14T07:56:35","modified_gmt":"2017-08-14T07:56:35","slug":"storbanker-i-alvorlig-interessekonflikt","status":"publish","type":"post","link":"https:\/\/www.connectum.no\/en\/storbanker-i-alvorlig-interessekonflikt\/","title":{"rendered":"Storbanker i alvorlig  interessekonflikt"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1489760778519{margin-right: 0px !important;margin-left: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1489783469961{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1502464059129{margin-bottom: 20px !important;padding-right: 0px !important;padding-left: 0px !important;}&#8221;]V\u00e5r st\u00f8rste banks r\u00e5selging av dyre og d\u00e5rlige fond til intetanende privat-kunder burde v\u00e6rt ulovlig. Nylig ble det avsl\u00f8rt hvordan fondet DNB Norge har v\u00e6rt et gedigent tapsprosjekt for fondssparere i over ti \u00e5r, mens v\u00e5r st\u00f8rste bank har raket til seg milliarder i forvaltningshonorarer, burde f\u00f8rt til mye mer enn en forsiktig skrape fra Finanstilsynet.<\/p>\n<h3>Ivaretar ikke kundens beste<\/h3>\n<p>I stedet for \u00e5 b\u00f8telegge banken for \u00e5 ha skrytt av at DNB Norge er noe annet enn det er, burde tilsynet tatt til orde for en lovendring for \u00e5 hindre v\u00e5re st\u00f8rste banker i \u00e5 pushe egne, un\u00f8dig dyre produkter p\u00e5 sine kunder som er ul\u00f8nnsomme for kundene.<\/p>\n<blockquote><p>N\u00e5r det ringer en representant for v\u00e5r st\u00f8rste bank, tror jo kunden naturligvis at han har med et av v\u00e5re mest profesjonelle r\u00e5dgivningsmilj\u00f8er \u00e5 gj\u00f8re.<\/p><\/blockquote>\n<p>Sannheten er at r\u00e5dene han f\u00e5r i stedet er en blanding av d\u00e5rlig h\u00e5ndverk og direkte uetisk virksomhet. Det vitner om mangel p\u00e5 b\u00e5de element\u00e6r investeringsr\u00e5dgivningskompetanse og vilje til profesjonell ivaretakelse av kundens beste. Man kan lure p\u00e5 hva slags oppl\u00e6ring banken gir dine ansatte og hvilken investeringsr\u00e5dgivningsfaglige tyngde ledelsen i DNB har.Enda verre blir det n\u00e5r det er Staten som st\u00e5r bak, med sin 34 prosent store eierandel i DNB.<\/p>\n<h3>Det oser av interessekonflikt!<\/h3>\n<p>R\u00e5dene kundene f\u00e5r kommer fra en institusjon som f\u00f8rst og fremst vil selge sine egne produkter, uavhengig av om det er i tr\u00e5d med kundens behov eller om det l\u00f8nner seg for kunden. Siden den slags er det vanskelig \u00e5 argumentere for, f\u00e5r r\u00e5dene i beste fall karakter av rene innfall.<\/p>\n<p>Det er ikke etisk \u00e5 gi seg ut for \u00e5 v\u00e6re r\u00e5dgiver, n\u00e5r man selger egne produkter med skjult agenda, og det er ikke profesjonelt \u00e5 gi prinsippet om at investeringen skal v\u00e6re riktig og l\u00f8nnsom for kunden p\u00e5 b\u00e5ten, til fordel for bankens eget honorar. Det oser av interessekonflikt!<\/p>\n<p>Det norsk finans s\u00e5rt trenger, er faglig dyktige r\u00e5dgivere som er garantert uavhengige av produktene de m\u00e5tte anbefale. Slik uavhengighet er en sjeldenhet i det norske investeringslandsskapet.<\/p>\n<p><strong><em>Av: Nils-Odd T\u00f8nnevold, Partner og r\u00e5dgiver i Connectum. Han har 25 \u00e5rs erfaring fra finansiell r\u00e5dgivning.<\/em><\/strong><\/p>\n<p style=\"margin-top: 35px;\">Del innlegget:<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>Staten st\u00e5r som storeier av DNB i spissen for en helt uetisk behandling av private fondssparere, skriver Nils-Odd T\u00f8nnevold i Connectum.<\/p>\n","protected":false},"author":1,"featured_media":1326,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[9,11],"tags":[],"class_list":["post-243","post","type-post","status-publish","format-standard","hentry","category-finans-og-markeder","category-forvaltning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Storbanker i alvorlig interessekonflikt - Connectum<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/connectum.no\/storbanker-i-alvorlig-interessekonflikt\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Storbanker i alvorlig interessekonflikt - 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